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Asset Allocation: Real Estate, Stocks, and Bonds

Asset Allocation: Real Estate, Stocks, and Bonds

Asset Allocation: Real Estate, Stocks, and Bonds
October 26
22:10 2015

An investment portfolio’s performance is largely influenced by asset allocation decisions. Having a good asset mix is strategic, such as combining stocks, bonds and commercial real estate. In many situations, there are two types of investors: those that own all real estate and those that own only stocks and bonds. Both have a good foundation, but at some point, both could benefit by adding some of the other asset class to their portfolio mix.

If You Own Real Estate, but have kept away from Investing in the Markets

You own land or buildings, and have made a lot of money with this strategy. At some point there are often reasons why selling some real estate makes sense. Several examples are estate and succession planning, cash for retirement, or starting a trust or endowment fund. Realizing profits on long-term real estate holdings will allow you to own more liquid investments for greater life flexibility.

If this situation sounds familiar, Chris Coderre has used his 30 years of experience to help people shape an ideal asset mix for their current and future needs.Chris has daily meetings with clients reviewing options for retirement living and lifestyle planning, charity giving and trust funds.

Coderre has dealt with people who are wealthy with their real estate holdings, but feel they do not have sufficient cash or liquidity to do other things in life, especially when they reach 60 to 70 years of age. Some adjusting of asset mix can be ideal to continue to own real estate, while diversifying into good quality stocks and bonds.

If You Have Stocks and Bonds, but wonder about Commercial Real Estate

You have a quality mix of stocks and bonds, but you want to consider additional medium to long-term investment strategies, Chris Coderre and Caldwell Securities Ltd. will work with clients that want to add to their portfolio by investing in real estate. This can create an ideal mix of assets and reduce overall portfolio risk and volatility, while adding a great long-term asset class. The prospects for real estate in Southern Ontario remain very attractive. In some cases this means selling some stocks and bonds for downpayments, or using future free cash flow to create this diversification to include some real estate.

Buying and Developing Industrial and Commercial Real Estate: Cooper Construction Limited

To help you better understand the process of purchasing and/or developing realestate, we enlisted the help of Bill Cooper from Cooper Construction. As the third generation to build under the Cooper name, Mr. Cooper advises and invests in land acquisition, as well as the design and construction of industrial, institutional, commercial buildings and business parks. Cooper Construction has worked with developers in the growth and planning of industrial and commercial lands throughout Southern Ontario, “We have been extremely fortunate over the decades to design, develop and build for clients who own extremely successful commercial real estate holdings,” states Cooper. Many of his clients have seen impressive returns on their real estate investments, both from leasing space as well as selling buildings in today’s market.

Cooper’s priority is to ensure constructing quality buildings that will have the greatest revenue generating potential while maintaining their market value for sale.

Chris Coderre is Vice President & Investment Advisor, Portfolio Manager, Caldwell Securities Ltd. Oakville, ON 905.901.1892 or

Bill Cooper is the CEO of Cooper Construction 905-829-0444 or

About Author



Lloyd Stevens has been writing Canadian business news for over 20 years with articles appearing in Perspective which appears in The Globe & Mail and contributing to and

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